What if something happens to me:

How can I support myself and my family if I get injured or become ill? Do I have the proper amount of life insurance to protect my family and eliminate my debts?  How much life insurance is enough for me? Even though I have life insurance through my bank or credit union; am I aware this type of insurance is NOT decided upon by underwriters until after I have died? Do I want to know that my coverage is approved now, while I am still here? What role does my group life insurance play in my overall insurance program? Are there any shortcomings in that coverage that I should be aware of?

How will my spouse be able to afford our children’s education on just one income?  Do I want to leave something to my children’s guardian for child support if something were to happen to both my spouse and myself? 

My greatest asset is my ability to earn an income and that is dependant on me remaining healthy. Where will I draw income from if I am too sick or unable to work?

Apple Planning Services Inc. Personal Insurance Planning:

What ever your situation may be you can be assured that we will evaluate it as a whole to make sure that your mortgage insurance and individual life insurance are appropriate for you and your family. A lot of people end up with life insurance coverage that is just not enough or not the right kind for their particular needs.  Family income replacement plans are integral to making sure that the ones you care most for do not need to worry about paying the bills while you recover.  Individual disability income replacement plan or critical illness insurance may be the right solution for you.

• Life insurance for income replacement and debt elimination
• Mortgage life insurance
• Disability income coverage
• Critical illness insurance
• Permanent insurance protection for estate & tax planning

* Only Mutual Funds and related products referenced are offered through HollisWealth Advisory Services Inc.