MyBusiness

"To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What's needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding the framework.”

- Warren Buffett

At the core of our wealth management framework is our investment process. After determining that there is a fit for us to work together, our investment process involves meeting with each prospective client to gather all of their relevant personal and financial information. This discovery process helps ensure that each client's investment portfolio is suitable for them based on their unique circumstances. Once the portfolio construction methodology has been established, the portfolio is regularly reviewed to ensure that the portfolio continues to adhere to the client's goals. We provide regular market updates to our investors and we meet regularly to review the progress of the investment program.

Our investment philosophy involves a disciplined approach to investment analysis and portfolio construction, with a strong emphasis on risk management. We believe in following a bottom-up and fundamental approach to investing, and we apply intense analysis to all portfolio holdings. As important as we believe it is to apply this rigorous approach to each holding, we believe in adhering to a total portfolio approach to ensure that each holding is suitable based on the context of an overall plan. Within the equity component of portfolios, we believe in following a 'value-oriented' approach to security selection.

Although our process is steady, our investment approach is flexible allowing us to adapt to changing financial markets and a client's personal circumstances.

1) Introductory Meeting

- Our initial meeting will provide an introduction as to who we are and how we approach wealth management. The introductory meeting allows us to get to know each other better to confirm that there is a fit for a long term partnership.

2) Discovery Process

- This meeting is important in identifying your goals and objectives, reviewing your current personal and financial situation, and establishing the wealth management framework that we will adhere to.

3) Our Assessment

- Once the comprehensive discovery process has been completed, our team will formulate the necessary strategies to help meet your goals and objectives.

4) Execute the Strategy

- We then work on executing on the framework that has been identified. Investment assets and Insurance planning needs are set up to align with our overall strategy.

5) Monitor and Review

- Our values based approach ensures that we continue to monitor our strategy. Regular communication and reviews will make certain that any changes to our framework are addressed immediately.