"To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What's needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding the framework.”
- Warren Buffett
At the core of our wealth management framework is our investment process. After determining that there is a fit for us to work together, our investment process involves meeting with each prospective client to gather all of their relevant personal and financial information. This discovery process helps ensure that each client's investment portfolio is suitable for them based on their unique circumstances. Once the portfolio construction methodology has been established, the portfolio is regularly reviewed to ensure that the portfolio continues to adhere to the client's goals. We provide regular market updates to our investors and we meet regularly to review the progress of the investment program.
Our investment philosophy involves a disciplined approach to investment analysis and portfolio construction, with a strong emphasis on risk management. We believe in following a bottom-up and fundamental approach to investing, and we apply intense analysis to all portfolio holdings. As important as we believe it is to apply this rigorous approach to each holding, we believe in adhering to a total portfolio approach to ensure that each holding is suitable based on the context of an overall plan. Within the equity component of portfolios, we believe in following a 'value-oriented' approach to security selection.
Although our process is steady, our investment approach is flexible allowing us to adapt to changing financial markets and a client's personal circumstances.